1. TRUST NO BANK: Whatever the Banks and Servicers tell you about your mortgage- Do not believe them. Trust no one. They are paid to lie to you.
2. EXPERIENCE A PARADIGM SHIFT: Change your thinking. The Banks and Servicers are not here to help you an do not care about you, your family or your home.
3. WALL STREET IS RESPONSIBLE FOR THE HOUSING CRISIS: Wall Street Bankers and Predatory Lenders and Mortgage Servicers caused the housing crisis. Not you.
4. DEREGULATION OF BANKS: Deregulation of Investment Retail Banking and tax government supervision allowed greed, fraud and an infinite number of illegal acts to destroy the housing market and then the country and world into the Great Recession.
5. BANKS & SERVICERS: Banks and Servicers make more money from foreclosures than loan modifications. More time. More money
6. LOANS IN DEFAULT: When Banks and Servicers tell you that your mortgage payments may be late 90 days before you qualify for a government loan modification. They are lying to you and luring you into default.
7. FANNIE & FREDDIE: Fannie Mae and Freddie Mac are no better than the greedy banks. They say they say one thing, but hide behind the Servicer until after foreclosure and make more money when you lose your home.
8.) Virtually, ALWAYS the bank that loaned you the money to buy or refinance your home sold your note to someone else immediately!
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